Privacy & Cookie Policy

This Privacy & Cookie Policy explains how WalletSwiss ("we", "us") collects, uses, and protects information when you use walletswiss.ch. We are committed to handling your data transparently and in line with the Swiss Federal Act on Data Protection (FADP/revDSG) and, where applicable, the EU General Data Protection Regulation (GDPR).

The controller responsible for data processing on this website is the operator of WalletSwiss. For any privacy-related request you can contact us at privacy@walletswiss.ch.

The salary and tax figures you enter are processed in your browser to generate your results. We do not require an account and do not ask for your name or address to use the calculator. When you visit the site, our hosting and security infrastructure may automatically process technical data such as your IP address, browser type, device information, the referring page, and the date and time of your request. This data is used to deliver the site securely and reliably.

We use cookies and similar technologies for essential site functionality (such as remembering your language preference) and, with your consent, for advertising. Essential cookies do not require consent. You can manage or withdraw your consent at any time through the cookie settings on the site, and you can also block or delete cookies in your browser settings.

We display advertising provided by Google AdSense. Google and its advertising partners may use cookies and similar identifiers to serve and measure ads. Where required (including for visitors in Switzerland and the European Economic Area), personalized ads are shown only after you provide consent through our consent banner; if you do not consent, you may still see non-personalized ads. You can read how Google uses information from sites that use its services at policies.google.com/technologies/partner-sites and manage ad personalization in your Google account settings.

We may use privacy-respecting analytics to understand aggregate, non-identifying use of the site (such as which pages are popular) so we can improve it. Where this relies on non-essential cookies, it is activated only with your consent.

We share data only with service providers that help us operate the site, such as our hosting provider and the advertising partners described above. These providers process data on our behalf or, in the case of advertising partners, as independent controllers for ad delivery and measurement. We do not sell your personal data.

Where the GDPR applies, we process data based on: your consent (for advertising and non-essential analytics cookies); our legitimate interest in operating a secure and functional website (technical data); and compliance with legal obligations. Under the Swiss FADP, processing is carried out in good faith and is proportionate to these purposes.

Depending on your location, you have the right to access, correct, delete, or export your personal data, to object to or restrict certain processing, and to withdraw consent at any time without affecting processing carried out before withdrawal. To exercise these rights, contact privacy@walletswiss.ch. You also have the right to lodge a complaint with the Swiss Federal Data Protection and Information Commissioner (FDPIC) or your local supervisory authority.

We keep technical and security log data only for as long as necessary to operate and protect the site, after which it is deleted or anonymized. Cookie lifetimes vary by cookie and are disclosed in the cookie settings.

Some of our service providers, including Google, may process data outside Switzerland and the EU/EEA, including in the United States. Where this happens, the transfer is protected by appropriate safeguards such as standard contractual clauses.

WalletSwiss is intended for a general adult audience and is not directed at children. We do not knowingly collect personal data from children.

We may update this policy to reflect changes in our practices or legal requirements. The current version and its date are always shown at the top of this page.

If you have any questions about this Privacy & Cookie Policy or how your data is handled, please contact us at privacy@walletswiss.ch.